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• Study On Elderly’s Situation and Access to Social Protection: Life Stories Analysis
  A robust social protection system is essential as Indonesia's population continues to age. This qualitative study aims to explore the lives of older adults—both recipients and non-recipients of elderly-specific social assistance—focusing on their well-being and access to social protection programs. Data were collected through in-depth interviews and direct observation involving 48 elderly respondents during August–September 2022 across six sample districts/cities in DKI Jakarta, DI Yogyakarta, and Bali. The study finds that the elderly face significant vulnerabilities, with their overall well-being tending to deteriorate with age—some even experiencing hardship long before reaching old age. Deteriorating aspects of well-being include economic conditions (livelihoods, income, and expenditures), health status (both physical and mental), and fulfillment of basic needs (food, clothing, and shelter). In general, social protection programs—including social assistance and social insurance—have proven beneficial in alleviating the financial burden of the elderly and their families, thereby enhancing their resilience to shocks. However, non-recipients often struggle to access these programs due to limited coverage, lack of information, and discontinued schemes. Moreover, even among recipients, the National Health Insurance (JKN-KIS) is underutilized. This study recommends raising individual awareness of old-age preparedness through education and promotion of the importance of old-age insurance among the productive population. It also calls for the development of a more adequate elderly social protection system, with expanded coverage, improved service quality, and stronger commitments from both central and local governments.
• Study on Elderly’s Situation and Access to Social Protection: Life Stories Analysis
  A robust social protection system is essential as Indonesia's population continues to age. This qualitative study aims to explore the lives of older adults—both recipients and non-recipients of elderly-specific social assistance—focusing on their well-being and access to social protection programs. Data were collected through in-depth interviews and direct observation involving 48 elderly respondents during August–September 2022 across six sample districts/cities in DKI Jakarta, DI Yogyakarta, and Bali. The study finds that the elderly face significant vulnerabilities, with their overall well-being tending to deteriorate with age—some even experiencing hardship long before reaching old age. Deteriorating aspects of well-being include economic conditions (livelihoods, income, and expenditures), health status (both physical and mental), and fulfillment of basic needs (food, clothing, and shelter). In general, social protection programs—including social assistance and social insurance—have proven beneficial in alleviating the financial burden of the elderly and their families, thereby enhancing their resilience to shocks. However, non-recipients often struggle to access these programs due to limited coverage, lack of information, and discontinued schemes. Moreover, even among recipients, the National Health Insurance (JKN-KIS) is underutilized. This study recommends raising individual awareness of old-age preparedness through education and promotion of the importance of old-age insurance among the productive population. It also calls for the development of a more adequate elderly social protection system, with expanded coverage, improved service quality, and stronger commitments from both central and local governments.