Gaya APA
      Guy, S. et al (2014).
    Demand For Mobile Money And Branchless Banking Among Micro And Small Enterprises In Indonesia (TNP2K Working Paper 16 - 2014).
    Jakarta:
  TNP2K.
  
Gaya MLA
      Guy, Stuart. et al.
    "Demand For Mobile Money And Branchless Banking Among Micro And Small Enterprises In Indonesia".
    TNP2K Working Paper 16 - 2014
    Jakarta:
  TNP2K,
  2014.
  Hardcopy & Softcopy.